SB Invoice Finance
How Invoice Finance Works
Transform your unpaid invoices into immediate cash flow with our streamlined 5-step process. Simple, fast, and designed for modern businesses.
Submit Your Invoice
Upload your unpaid invoices to our secure platform. Our system validates and verifies the invoice details instantly.
Get Instant Approval
Receive approval within minutes. Our advanced algorithms assess creditworthiness and provide instant funding decisions.
Receive Up to 95% Upfront
Get immediate access to up to 95% of your invoice value transferred directly to your account within 24 hours.
Customer Payment Processing
When your customer pays, we handle all the collection processes. You can focus on growing your business.
Receive Final Balance
Once payment is collected, you receive the remaining balance minus our small service fee. Simple and transparent.
Example Scenario
Total time: Get £9,500 in your account within 24 hours
Types of Invoice Finance
Choose the perfect invoice finance solution for your business needs. Each option is designed to meet different requirements and business sizes.
Invoice Discounting
Confidential & Controlled
Maintain complete control over your credit management while accessing up to 95% of your invoice value. Your customers never know you're using our service.
Best for: Businesses with strong credit control teams and established customer relationships
Invoice Factoring
Full Service Solution
Let us handle everything from credit control to collections while you focus on growing your business. Complete sales ledger management included.
Best for: Growing businesses that want to focus on core operations while we handle collections
Detailed Comparison
Compare features side by side to make the right choice
| Features | Invoice Discounting | Invoice Factoring |
|---|---|---|
| Release up to 95% in 24 hours | ||
| Credit control services provided | ||
| Confidential service | ||
| Sales ledger management | ||
| Retain customer relationships | ||
| Bad debt protection available |
Everything You Need to Know
Get answers to the most common questions about invoice financing and how SB Invoice Finance can help transform your business cash flow.
Common Questions
Invoice financing allows businesses to unlock cash tied up in unpaid invoices to improve cash flow.
If your business invoices customers and has a reliable payment history, you likely qualify.
Approval can take 24–48 hours, and funds are usually available within one business day after approval.
Why Choose SB Invoice Finance?
24-Hour Funding
Quick access to your cash
Bad Debt Protection
Safeguard against non-payment
Up to 95% Advance
Maximum cash release
Dedicated Support
Personal account management